CACV OF COLORADO, LLC

            CACV OF COLORADO, LLC is the debt collection division of COLLECT AMERICA, and is located in DenverColorado. By creating a separate division, the parent company, COLLECT AMERICA, attempts to avoid liability for unlawful collection practices.  A consumer approached by CACV of COLORADO, LLC needs to keep in mind that you are really dealing with COLLECT AMERICA.

COLLECT AMERICA purchases delinquent credit card debts from the original credit card company for pennies on the dollar, and then “assigns” the debt to CACV of

COLORADO, LLC to sue the credit card holder for the full amount due, plus massive interest charges they claim are due.   The debts that they buy have been “written off” by the original credit card company, and often times have been delinquent for years. This type of debt collector is often referred to as a “bottom feeder’      

            COLLECT AMERICA then “franchises” their computer software to collection attorneys, who sue individuals for them who still owe money on the delinquent credit card. This practice involves some very serious ethical questions about the practices of the collection attorney.  Unfortunately, most consumers who have received a collection letter or lawsuit from an attorney hired by Unifund try to handle the matter themselves, and unknowingly waive their rights!

            YOU HAVE SEVERAL LEGAL DEFENSES TO A CACV OF COLORADO, LLC/COLLECT AMERICA LAWSUIT.  IT IS VERY IMPORTANT THAT YOU CONTACT A CONSUMER ATTORNEY AS SOON AS POSSIBLE WHO IS AN EXPERT IN DEALING WITH THEM TO PROTECT YOUR RIGHTS!


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